This Budget Planner has been provided by
Thomas Cook @ RE/MAX Hallmark Realty Ltd
Creating a budget before you buy a condo or house is crucial to keeping your financial house in order.
You don’t want to get yourself into a situation where you are ‘house poor’ and not able to enjoy your new home.
You’ll want to consider every expense that you currently incur monthly to see where you spend your money now and then work out where you might be able to save money in the future.
Remember, it’s only human nature to downplay how much things cost, but resist the impulse.
Be realistic about what you spend daily, weekly and monthly, because if the final figure is underestimated, you could find yourself in a financial bind once the home mortgage payments, realty taxes, utility and maintenance costs are all a reality.
It’s important to structure your monthly expenses so that you can still afford some simple luxuries, occasional vacation time and still have money available for unexpected expenses when the occur.
Click here to download our Excel spreadsheet and work out what your budget numbers are.
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