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Snazzy Updated Suite In An Iconic Building, Minutes From The Lake
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Downtown Toronto Lifestyle and Market News
Finally... An uptick in sales and average sales price
Sales were up 19% for July compared to last year with 6,961 houses and condominiums changing hands in all the districts. This was the 2nd lowest number of sales for the month since July 2010. Condo townhouse and high-rise suites took a significant 36.3% share of the market with 2,537 units being sold. The July average sale price for all GTA...
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Bridge Financing – A Solution When Buy And Sell Dates Don’t Match Up
BRIDGE FINANCING – A SOLUTION WHEN BUY AND SELL DATES DON’T MATCH UP If you want to sell your current home and use the proceeds as a down payment on a different property, what do you do if the closing dates don’t fall on the same day? More to the point, what do you do if you must close on your new home before you sell the o...
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How Much Are The ‘Hidden Costs’ Associated With Buying A Condo?
How Much Are The ‘Hidden Costs’ Associated With Buying A Condo? OK, you’ve got a down payment saved BUT did you know that there are significant costs associated with purchasing a house or condo? So you not only need to have funds set aside for your down payment - a minimum of 5% of the purchase pr...
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Condo Sales Get The Most Year-Over-Year Appreciation
Sales were up 2.4% for June compared to last year with 8,082 houses and condominiums changing hands in all the districts. This was the 2nd lowest number of sales for the month since June 2003. Condo townhouse and high-rise suites took a high 35.4% share of the market with 2,864 units being sold. The June average sale price for all GTA homes...
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How To Avoid An Upcoming Showing Meltdown
HOW TO AVOID AN UPCOMING SHOWING MELTDOWN What do you do when your Realtor calls and wants to show your condo in say, ½ an hour? I guarantee that this will happen and, of course, we always want to accommodate serious showings don’t we? Jump for joy first, since someone wants to look at YOUR home, right? Then, panic....
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Variable Rate Versus Fixed Rate Mortgages
VARIABLE RATE VERSUS FIXED-RATE MORTGAGES There are two major types of mortgages offered to buyers in Canada. The most common is the fixed-rate mortgage which has an interest rate that does not change over the term of the mortgage… typically one to five years. A fixed-rate mortgage offers security to the buyer bec...
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Mortgage Terminology Explained
Sometimes when you’re reading about mortgage financing or talking to a banker or mortgage broker, it seems like they’re talking in a different language. They may be using terminology that you’re unfamiliar with. Here’s a short list of the most common words or phrases you might come across. Mortgage term&n...
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The Market Is Shifting To Condos
Sales were down 22% for May compared to last year with 7,834 houses and condominiums changing hands in all the districts. This was the lowest number of sales for the month since May 2002. Condo townhouse and high-rise suites took a highest-ever for May 38.2% share of the market with 2,992 units being sold. The May average sale price for all...
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If You Were The Interested Buyer
How can we make your home stand out so that buyer will want to make an offer? Selling your home to get the absolute highest price is all about ‘painting’ a picture of what it would be like for the buyer to live in your home before they actually do. Some of that ‘painting’ is actually just that… painting wal...
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How Much Does CMHC Mortgage Loan Insurance Cost?
Canada Mortgage And Housing Corporation (CMHC) is the publicly owned corporation which provides mortgage insurance to borrows, most of whom have high ratio mortgages above 80% loan-to-value (LTV). This insurance does not benefit you directly… it protects the lenders in case a borrower defaults on their mortgage payments and the bank h...
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